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Regular Portfolio MonitoringThe people behind Satco Wealth.
Mr. Deepak JaggiDeepak has over 30 years of experience in building retail businesses in financial services that has included his stint in Private Banking, Life Insurance, PMS and Mutual Funds. Worked in organizations like Kotak Securities, Zurich Mutual Fund, HDFC Life Insurance and Deutsche Mutual Fund. His last assignment was with PGIM Mutual Fund as an Executive Director and Head of Retail Sales pan India. He has also authored articles on Wealth Management, Wealth Preservation and need for Estate Planning for investors. Deepak is MBA in Finance & Marketing and holds Bachelor's degree in Computer Science from Pune University.
Mr. Sanjib ParhiSanjib has over 30 years of experience, building retail distribution in insurance, financial services, institutional sales and managing wealth for HNIs. Worked in various organisations like HDFC Life, Financial Technologies, Motorola (Page Point), Ion Exchange and Timeshare industry. His last assignment was with HDFC Life as an Associate Vice President where he worked for 15 years in managing retail agency distribution. Sanjib has done his management (DMM) from NMIMS Mumbai University.
Know how much risk you can truly take before you invest. Our risk profiling looks at your goals, time horizon, income stability and how you react to market falls, and maps you to a profile that guides every recommendation we make.
Goals, income, horizon and experience
Your answers map to one of five profiles
Your RM explains what it means for you
A portfolio built to match your profile
How much loss you can afford financially, based on income, savings, dependants and loans.
How comfortable you feel when your portfolio falls, and how you are likely to react.
How long until you need the money; longer horizons can absorb more ups and downs.
What the money is for, and when you may need part of it.
Your familiarity with markets and with the investments you already hold.
Age, family and career stage, which change your needs over time.
| Profile | Typical investor | Comfort with a fall |
|---|---|---|
| Conservative | Protecting capital comes first; near-term needs | Small, short-lived dips |
| Moderately Conservative | Steady income with a little growth | Modest declines |
| Balanced | Equal weight to growth and stability | Moderate declines over a year or two |
| Moderately Aggressive | Long-term wealth creation | Sizeable falls in pursuit of growth |
| Aggressive | Maximum long-term growth, 10+ year horizon | Deep and prolonged falls |
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Risk profiling is a guide to suitability and does not guarantee outcomes. Investments are subject to market risks.