Our Process

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Our Core

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Mr. Deepak JaggiMr. Deepak Jaggi
Co-Founder & Managing Director
Mr. Sanjib ParhiMr. Sanjib Parhi
Co-Founder & Director
Mr. Jayasimha ASMr. Jayasimha AS
Mentor - Strategy
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Goal Planner

ADD A GOAL

ASSUMPTIONS

Monthly SIP Needed–
Or One-time Lumpsum–
Total Goal Value–
Monthly SIP–
Goal value at target date
GoalYearsGoal ValueSIP / MonthLumpsum

Illustrative only and not investment advice. Goal values assume constant inflation and returns; actual results may vary. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Preserve

Goal Planning

Education · Marriage · Retirement · Home

Turn life's milestones into clear, funded plans. We put a price and a date on each goal, from your child's education and wedding to buying a home and retiring well, and map a dedicated investment path to each one.

6%Typical long-run inflation assumption
~10%Education costs often rise faster than prices
1 : 1One dedicated portfolio for every goal
YearlyReview to stay on track
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How Goal Planning Works

1

List Your Goals

What, when and how much, in today's money

2

Inflate the Cost

Project the future cost of each goal

3

Map Investments

Choose the asset mix by time to goal

4

Track & Review

Shift to safer assets as the goal nears

Explore

Goals We Plan For

Children's Education

School, graduation and higher studies in India or abroad, planned years ahead so fees never derail your other goals.

Children's Marriage

A wedding fund built steadily, so the celebration does not mean breaking long-term investments or borrowing.

Retirement

A corpus that can pay you a steady, inflation-adjusted income for 25–30 years after work.

Buying a Home

Down payment and registration costs saved in advance, with lower-risk assets as the date approaches.

Emergency Fund

Six to twelve months of expenses kept in liquid, low-risk options.

Wealth & Legacy

Long-term wealth for financial freedom and for the next generation.

Compare

Time to Goal Decides the Mix

Time to goalSuggested approach
Under 3 yearsMostly debt and liquid funds, to protect the amount
3 to 5 yearsHybrid funds or a balanced equity–debt mix
5 to 10 yearsA growth-oriented, equity-led mix
10+ yearsEquity-heavy, with a planned shift to debt as the goal nears
Overview

A Worked Example

Suppose a graduation course costs ₹15 lakh today and your child starts in 12 years. At 8% annual education inflation, it could cost about ₹38 lakh by then. A monthly SIP of roughly ₹13,500 at an assumed 10% annual return could build that amount. These figures are illustrative; actual costs and returns will differ.

Tools

Research before you invest

FAQs

Questions, answered

Why plan each goal separately?
Each goal has its own date and risk needs. Ring-fencing money for each one stops you dipping into, say, your child's education fund for something else, and makes progress easy to track.
What inflation should I assume?
We typically use about 6% for general expenses and higher rates for education and healthcare, which have historically risen faster. Your RM tailors the assumptions to you.
What if I start late?
Starting later means a higher monthly amount, a longer horizon or a revised target. A step-up SIP that rises with your income can help close the gap.
What happens as the goal date approaches?
We gradually move money from equity to debt in the final years, so a market fall just before the goal does not dent the amount you need.
Can I plan several goals at once?
Yes. We prioritise them, map each to its own investments and review them together every year.
Get Started

Ready to begin?

Talk to your relationship manager or start online in minutes.

Projections are illustrative and based on assumed rates of inflation and return. Investments are subject to market risks.