4 Reasons Why Satco

Bank Grade Security & Encryption
Dedicated RM Support
Industry Connect & Networking
Regular Portfolio Monitoring

Our Founders

The people behind Satco Wealth.

Mr. Deepak JaggiMr. Deepak Jaggi
Co-Founder & Managing Director
Mr. Sanjib ParhiMr. Sanjib Parhi
Co-Founder & Director
Protect

Health Insurance

Understand medical cover

Rising medical costs can undo years of savings. Understand the types of health cover, from base policies to super top-ups, and the features that matter most when you compare plans.

3 yrsMaximum waiting period for pre-existing diseases
5Plan types, individual to critical illness
CashlessTreatment at network hospitals
PortSwitch insurers, keep waiting credit
Get Started

How to Choose Cover

1

Assess Needs

Work out the cover you and your family need

2

Review Existing Cover

Spot gaps in the policies you already hold

3

Compare Features

Know what to check before you buy

4

Buy Directly

From an IRDAI-licensed insurer or intermediary

Explore

Types of Health Insurance

Individual Plans

A separate sum insured for each person.

Family Floater

One sum insured shared by the whole family, usually cheaper than separate covers.

Senior Citizen Plans

Designed for parents above 60, with suitable entry ages and co-payment options.

Super Top-Up

Extra cover that starts after a deductible: a low-cost way to raise your total cover.

Critical Illness

A lump sum on diagnosis of listed serious illnesses, regardless of hospital bills.

Key Points

What to Compare

FAQs

Questions, answered

What is a waiting period?
Some conditions, especially pre-existing diseases, are covered only after a specified period from the policy start. Current IRDAI rules cap the pre-existing disease waiting period at 3 years.
What is cashless treatment?
At network hospitals, the insurer settles approved bills directly with the hospital, so you pay only non-covered expenses.
Can I port my policy to another insurer?
Yes. Portability lets you switch insurers at renewal while keeping credit for waiting periods already served.
Are premiums tax-deductible?
Premiums for yourself, your family and your parents may qualify for deduction under Section 80D in the old tax regime, within the prescribed limits.
Why disclose my medical history?
Full disclosure protects your claims. Non-disclosure is one of the most common reasons for claim rejection.
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Ready to begin?

Talk to your relationship manager or start online in minutes.

This page is for information only. Satco Wealth is not an insurance intermediary and does not sell or service insurance policies; please buy directly from an IRDAI-licensed insurer or intermediary.