Mr. Deepak JaggiDeepak has over 30 years of experience in building retail businesses in financial services that has included his stint in Private Banking, Life Insurance, PMS and Mutual Funds. Worked in organizations like Kotak Securities, Zurich Mutual Fund, HDFC Life Insurance and Deutsche Mutual Fund. His last assignment was with PGIM Mutual Fund as an Executive Director and Head of Retail Sales pan India. He has also authored articles on Wealth Management, Wealth Preservation and need for Estate Planning for investors. Deepak is MBA in Finance & Marketing and holds Bachelor's degree in Computer Science from Pune University.
Mr. Sanjib ParhiSanjib has over 30 years of experience, building retail distribution in insurance, financial services, institutional sales and managing wealth for HNIs. Worked in various organisations like HDFC Life, Financial Technologies, Motorola (Page Point), Ion Exchange and Timeshare industry. His last assignment was with HDFC Life as an Associate Vice President where he worked for 15 years in managing retail agency distribution. Sanjib has done his management (DMM) from NMIMS Mumbai University.
Mr. Jayasimha ASAt SATCO WEALTH, Mr. Jayasimha brings over 37 years of deep expertise in the finance industry, significantly strengthening the firm’s advisory and corporate governance framework. His strategic insight and leadership add immense value to the company’s long-term vision and client-focused approach.
He is also the Co-founder and Director of Capvirgo Insurance Broking & Services Pvt. Ltd., and Co-founder of the investment distribution firm Green Arrow Fortunes. His career includes senior roles in both public and private sectors, notably with LIC and as a founding member of HDFC Life, where he played a vital role in building one of India’s leading private life insurers.
During his time at HDFC Life, he led major transformational projects alongside firms like McKinsey, BCG, Deloitte, and TCS. A keen market observer and avid reader, Mr. Jayasimha blends operational experience with strategic vision, offering a unique perspective on investments from both the inside out and outside in.
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ASSUMPTIONS
| Goal | Years | Goal Value | SIP / Month | Lumpsum |
|---|
Illustrative only and not investment advice. Goal values assume constant inflation and returns; actual results may vary. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Turn life's milestones into clear, funded plans. We put a price and a date on each goal, from your child's education and wedding to buying a home and retiring well, and map a dedicated investment path to each one.
What, when and how much, in today's money
Project the future cost of each goal
Choose the asset mix by time to goal
Shift to safer assets as the goal nears
School, graduation and higher studies in India or abroad, planned years ahead so fees never derail your other goals.
A wedding fund built steadily, so the celebration does not mean breaking long-term investments or borrowing.
A corpus that can pay you a steady, inflation-adjusted income for 25–30 years after work.
Down payment and registration costs saved in advance, with lower-risk assets as the date approaches.
Six to twelve months of expenses kept in liquid, low-risk options.
Long-term wealth for financial freedom and for the next generation.
| Time to goal | Suggested approach |
|---|---|
| Under 3 years | Mostly debt and liquid funds, to protect the amount |
| 3 to 5 years | Hybrid funds or a balanced equity–debt mix |
| 5 to 10 years | A growth-oriented, equity-led mix |
| 10+ years | Equity-heavy, with a planned shift to debt as the goal nears |
Suppose a graduation course costs ₹15 lakh today and your child starts in 12 years. At 8% annual education inflation, it could cost about ₹38 lakh by then. A monthly SIP of roughly ₹13,500 at an assumed 10% annual return could build that amount. These figures are illustrative; actual costs and returns will differ.
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Projections are illustrative and based on assumed rates of inflation and return. Investments are subject to market risks.